As difficult as it may be to accept, insurance companies are for profit entities that want to ensure that their expenses remain low and their revenues remain high. A frequent challenge that many Americans come up against when they are shopping for health insurance is the matter of pre-existing medical conditions. However, unlike what is popularly believed, this does not mean you will automatically be denied health coverage from an insurance company. That means they don’t look favorably upon insuring people who have existing medical problems because that means they may end up paying out more money than they collect from the insured.
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